Insurance Coverages

FCI - Fully Comprehensive Insurance
covering all material damages which are caused to the rented car during the rental period by the authorized drivers

CDW - Super Collision Damage Waiver or Excess Insurance
protects you from the excess costs which you would otherwise have to pay if your hired car gets damaged or stolen

PAI - Personal Accident Insurance
covering bodily injuries of passengers and authorized drivers

TPI - Third Party Insurance
covering bodily injuries and material damages against third persons

TLW - Theft Liability Waiver and Fire Insurance
without excess fee

TWU - Tires, Wheels and Underbody Insurance
covers damages to the tires, the wheels and the underbody of the rental car which occur while driving on public roads

Glass breakage and Mirrors Insurance
without excess fee

Roadside Assistance
all over Crete

The Excess Fee is the amount of money that the insurance will not pay in case of an accident which is caused by the tenant or authorized driver.

This amount is to be paid by the tenant, and varies between different insurance companies from 500.00 Euros up to 2,000.00 Euros. It also depends on the type of the rental car.

Here is an example:
If you damage the rental car and the repair will cost 3,000.00 Euros, you will have to pay the Excess Fee (e.g. 800.00 Euros), and the insurance will pay the rest (in this example 2,200.00 Euros).

This is an additional insurance which the car rental companies offer at an additional fee between 5.00 and 15.00 Euros per day. It covers the Excess Fee which their customers otherwise would have to pay.

At Eurocars, the CDW - Super Collision Damage Waiver / Excess Insurance is always included in the standard rental rate.

The insurance only covers damages which occur during normal, agreed-upon use of the rented car. They will therefore not pay if ...

the tenant or the authorized driver is driving under the influence of alcohol etc.,

the tenant, the authorized driver or a passenger deliberately inflicts damage or destroys the hired car (vandalism),

anyone else than the persons who are listed in the rental agreement drives the rental car, or

the rental contract expired and the rented car has not been returned to the renter.

covers only those damages which occur during using the hired car on public roads.

inside the rental car such as cameras, wallets etc. are not covered by the insurance.

are to be paid by the tenant.

is not covered by any insurance. The tenant has the full responsibility to pay for the lost or broken key and also to bear the transfer costs.

In case that you should lock the key in the rented car, the car rental company can help straight. They will send an employee with another rental car to bring the spare key to you.

Transfer costs depend on the distance to the station where the spare key is being stored.

The coverage levels of all insurances for drivers, passengers and third parties comply with the current insurance legislation. They are specified in the insurance policy issued by the insurance company which Eurocars Rent-a-Car Crete cooperates with.